Financial products and services are crucial in helping millions of Americans spend, save, borrow, and invest. Nevertheless, many contain hidden risks that can increase debt, drain savings, and damage credit.
Pew has worked to ensure that financial products many Americans use every day, including checking accounts and credit cards are fair and transparent for consumers. Pew’s focus on consumer finance includes successfully advocating for passage of the Credit Card Accountability, Responsibility, and Disclosure Card Act—a comprehensive reform of U.S. law designed to protect Americans and their families from unfair or deceptive practices. Today, Pew continues to focus on safe checking while also working on small-dollar loans and improving prepaid card disclosures. Pew developed a disclosure box that provides critical information in a concise, easy-to-read manner.
With few new starter or lower-cost homes being built in the U.S., communities throughout the nation could leverage manufactured homes (modern mobile homes) to help increase the housing supply. However, a lack of financing for these homes continues to present a significant barrier for prospective manufactured home buyers and has stymied the growth of this key housing source.
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The Pew Charitable Trusts’ housing policy initiative works to help policymakers reimagine their approach to housing by illuminating how regulations and statutes drive the housing shortage and rising costs. ...
Pew’s retirement savings project studies the challenges and opportunities for increasing retirement savings. The initiative, which fosters policy discussion on how best to ensure that everyone can save a sufficient amount for retirement, examines...
Over the past several years, the U.S. Department of Education and Congress have made important policy changes to the federal student loan repayment system. But much work remains to ensure that borrowers fully benefit from these new policies...
