In 2018, as one of the youngest members of the Washington state House of Representatives (she was 38 at the time), Kristine Reeves began advocating for ways to help her generation of Americans do what she hadn't yet done herself—start saving regularly for the long-term future.

Many of us may not have recited the Pledge of Allegiance since we were in school, but the words “with liberty and justice for all” continue to resonate—and set an ambitious goal.