Portrait of Financial Security
This interactive highlights the financial balance sheets of 17 family types and illustrates how household demographics, such as education, race, and family structure, relate to financial security. Users can explore three areas of the balance sheet—income, wealth, and liquid savings—to better understand how families are doing financially and how they perceive their financial well-being. The interactive is based on data from Pew’s nationally representative Survey of American Family Finances. Select a profile to get started.
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Income range for this family type:
Wealth savings range for this family type:
Liquid savings range for this family type:
Is about the same|Varies somewhat|Varies a lot
Never/rarely|Some months|Most months
Percent of these families rating household finances as poor/only fair:
Month to month, percent of these families whose income…Percent of these families who say unexpected expenses prevent saving:
Income Distribution for All Households Percent of households
labels main wncn wncy wccn wccy wnsn wnsy wcsn bncn bncy bccn bnsn bnsy bcsn hncn hncy hccn hnsn Less than $5,000 4.3 - - - - - - - - - - - - - - - - - $5,000 to $9,999 3.26 - - - - - - - - - - 3.26 3.26 - - - - 3.26 $10,000 to $14,999 4.63 - - - - 4.63 - - - 4.63 - - - - - - - - $15,000 to $19,999 3.56 - - - - - 3.56 - - - - - - - - 3.56 - - $20,000 to $24,999 4.34 - - - - - - - - - - 4.34 - - 4.34 - - 4.34 $25,000 to $29,999 5.02 - - - - 5.02 - - 5.02 - - - 5.02 - - - - - $30,000 to $34,999 4.75 - - - - - 4.75 4.75 - - - - - 4.75 - - - - $35,000 to $44,999 6.96 6.96 6.96 - - - - - - 6.96 - 6.96 - - - 6.96 - - $45,000 to $54,999 7.31 - - - - - - - - - - - 7.31 - 7.31 - - - $55,000 to $64,999 8.5 8.5 - - - 8.5 8.5 8.5 8.5 8.5 8.5 - - 8.5 - - - 8.5 $65,000 to $74,999 9.27 - 9.27 9.27 9.27 - - - 9.27 - - - - - 9.27 9.27 - - $75,000 to $84,999 7.03 - - - - - - - - - - - - 7.03 - - 7.03 - $85,000 to $94,999 7.3 7.3 7.3 - - - - 7.3 - - 7.3 - - - - - - - $95,000 to $104,999 1.03 - - - - - - - - - - - - - - - - - $105,000 to $114,999 9.65 - - 9.65 9.65 - - - - - - - - - - - 9.65 - $115,000 to $134,999 0.76 - - - - - - - - - 0.76 - - - - - - - $135,000 to $154,999 4.96 - - 4.96 4.96 - - - - - - - - - - - 4.96 - $155,000 to $174,999 2.58 - - - - - - - - - - - - - - - - - $175,000 and more 4.77 - - - - - - - - - - - - - - - - -
wncn 37500 55000 92500 77.42045 18.56310 4.01646 wncy 37500 65000 92500 67.20335 27.85604 4.94061 wccn 70000 112500 137500 77.06904 18.55978 4.37118 wccy 72000 112500 137500 82.92389 14.75714 2.31897 wnsn 13750 27500 55000 75.28849 18.23693 6.47458 wnsy 17500 32500 60000 69.50620 22.87096 7.62284 wcsn 30000 55000 92500 80.19109 14.62887 5.18004 bncn 27500 55000 67500 69.54195 23.24525 7.2128 bncy 13750 35000 62000 50.53143 31.02122 18.44735 bccn 55000 92500 120000 81.38222 15.11073 3.50704 bnsn 8750 22500 37500 70.81726 20.31433 8.86841 bnsy 8750 25000 50000 57.49776 28.87322 13.62902 bcsn 33500 55000 80000 78.90203 18.51135 2.58661 hncn 22500 45000 67500 62.41773 31.46996 6.1123 hncy 17500 35000 67500 56.46632 29.08319 14.45049 hccn 80000 112500 137500 76.94474 17.23580 5.81945 hnsn 8750 22500 55000 67.51551 20.50964 11.97485
Wealth Distribution for All Households Percent of households
labels main wncn wncy wccn wccy wnsn wnsy wcsn bncn bncy bccn bnsn bnsy bcsn hncn hncy hccn hnsn Less than -$20,000 9.36 - - - - - - - - - - - - 9.36 - - - - -$20,000 to -$15,001 1.22 - - - - - - - - - - - - - - - - - -$15,000 to -$10,001 1.8 - - - - - - - - 1.8 - - 1.8 - - - - - -$10,000 to -$5,001 2.41 - - - - - 2.41 - - - - - - - - - - - -$5,000 to -$1 4.55 - 4.55 - - - - - - - - 4.55 4.55 - 4.55 - - 4.55 $0 to $4,999 7.11 - - - - 7.11 - - 7.11 7.11 7.11 7.11 - - - 7.11 - - $5,000 to $9,999 2.7 - - - - - - - - - - - - - - - - 2.7 $10,000 to $14,999 1.84 - - - - - - - - - - - - - - 1.84 - - $15,000 to $19,999 1.77 - - - - - 1.77 - - - - - - - - - - - $20,000 to $39,999 5.38 - - - - - - 5.38 - 5.38 - - 5.38 - - - - - $40,000 to $59,999 4.87 4.87 4.87 - 4.87 4.87 - - 4.87 - - 4.87 - 4.87 4.87 - 4.87 - $60,000 to $79,999 3.42 - - - - - 3.42 - - - - - - - - 3.42 - - $80,000 to $99,999 2.61 - - - - - - - - - - - - - - - - - $100,000 to $199,999 11.93 - 11.93 11.93 11.93 - - 11.93 - - 11.93 - - - - - - 11.93 $200,000 to $299,999 7.08 7.08 - - - 7.08 - - - - - - - 7.08 7.08 - - - $300,000 to $399,999 4.81 - - - - - - - 4.81 - - - - - - - - - $400,000 to $499,999 3.87 - - - - - - - - - - - - - - - 3.87 - $500,000 to $599,999 3.04 - - 3.04 3.04 - - 3.04 - - 3.04 - - - - - - - $600,000 to $699,999 2.71 2.71 - - - - - - - - - - - - - - - - $700,000 to $799,999 2.08 - - - - - - - - - - - - - - - - - $800,000 to $899,999 1.85 - - - - - - - - - - - - - - - - - $900,000 to $999,999 1.43 - - - - - - - - - - - - - - - - - $1,000,000 to $1,999,999 7.65 - - - - - - - - - - - - - - - 7.65 - $2,000,000 and above 4.51 - - 4.51 - - - - - - - - - - - - - -
wncn 51800 221600 633500 40 wncy -54 47200 183500 52 wccn 122000 566342 1348000 23 wccy 51720 191600 503300 28 wnsn 1030 57400 275500 54 wnsy -5620 15400 74300 65 wcsn 23550 196220 552550 35 bncn 0 40000 301800 56 bncy -14100 1700 29200 64 bccn 0 185300 568744 31 bnsn -857 500 52875 61 bnsy -13000 -300 33999 66 bcsn -24500 54150 232850 45 hncn -800 40815 296500 51 hncy 100 14100 76000 68 hccn 48750 459100 1034800 25 hnsn -497 7085 125000 61
Liquid Savings Distribution for All Households Percent of households
labels main wncn wncy wccn wccy wnsn wnsy wcsn bncn bncy bccn bnsn bnsy bcsn hncn hncy hccn hnsn Zero liquid savings 9.82 - - - - - - - - 9.82 - 9.82 9.82 - - 9.82 - - $1 to $199 9.55 - 9.55 - - - 9.55 - 9.55 9.55 - 9.55 9.55 - - - - 9.55 $200 to $399 5.37 - - - - 5.37 - - - - - - - - 5.37 - - - $400 to $599 3.78 - - - - - 3.78 - - - - - - 3.78 - 3.78 - 3.78 $600 to $799 2.24 - - - - - - - - - - - - - - - - - $800 to $999 1.74 - - - - - - - - - - - 1.74 - - - - - $1,000 to $1,999 8.12 8.12 8.12 - - - - - 8.12 8.12 8.12 8.12 - - 8.12 - - - $2,000 to $2,999 5.74 - - - - 5.74 5.74 5.74 - - - - - 5.74 - 5.74 - - $3,000 to $3,999 4.06 - - - 4.06 - - - - - - - - - - - 4.06 - $4,000 to $4,999 3.32 - - - - - - - - - - - - - - - - - $5,000 to $5,999 3.13 - 3.13 3.13 - - - - - - 3.13 - - - - - - 3.13 $6,000 to $6,999 2.54 2.54 - - - - - - - - - - - - - - - - $7,000 to $7,999 2.74 - - - - - - 2.74 2.74 - - - - - - - 2.74 - $8,000 to $8,999 2.03 - - - - - - - - - - - - - - - - - $9,000 to $9,999 1.45 - - - 1.45 - - - - - - - - 1.45 - - - - $10,000 to $14,999 6.74 - - - - 6.74 - - - - - - - - 6.74 - - - $15,000 to $19,999 4.08 - - 4.08 - - - - - - - - - - - - - - $20,000 to $24,999 3.33 - - - 3.33 - - - - - 3.33 - - - - - - - $25,000 to $29,999 2.34 2.34 - - - - - 2.34 - - - - - - - - - - $30,000 to $34,999 2.31 - - - - - - - - - - - - - - - 2.31 - $35,000 to $39,999 1.36 - - - - - - - - - - - - - - - - - $40,000 to $44,999 1.2 - - - - - - - - - - - - - - - - - $45,000 to $49,999 0.75 - - - - - - - - - - - - - - - - - $50,000 to $54,999 1.16 - - 1.16 - - - - - - - - - - - - - - $55,000 to $59,999 0.79 - - - - - - - - - - - - - - - - - $60,000 to $64,999 0.82 - - - - - - - - - - - - - - - - - $65,000 and above 9.49 - - - - - - - - - - - - - - - - -
wncn 1000 6500 29400 33 46 21 wncy 165 1050 5800 16 47 37 wccn 5500 16000 50000 49 39 12 wccy 3100 9100 23000 28 49 23 wnsn 225 2100 12000 27 44 29 wnsy 50 401 2100 13 42 45 wcsn 2000 7000 26000 40 45 15 bncn 15 1040 7500 29 46 25 bncy 0 130 1950 13 39 48 bccn 1200 5700 20000 38 48 14 bnsn 0 87 1625 24 39 37 bnsy 0 75 900 16 40 43 bcsn 420 2000 9000 28 51 21 hncn 200 1800 11500 22 49 29 hncy 0 500 2700 17 39 44 hccn 3000 7345 30000 29 55 16 hnsn 5 574 5000 24 37 39
code a desc keyfindings social bccn 1 Black college-educated couples without children Typical black, college-educated couples without children have less than one-third of the wealth of their white peers and 40 percent of the wealth of their Hispanic peers. Typical black, college-educated couples w/o kids have 40% of the wealth of their Hispanic peers bccy 0 N/A N/A N/A bcsn 1 Black college-educated singles without children More than half of black, college-educated singles without children say their household financial situations are good or excellent. 55% of black, college-educated singles w/o kids say their household finances are good/excellent bcsy 0 N/A N/A N/A bncn 1 Black non-college-educated couples without children A quarter of black, non-college-educated couples without children have zero or negative wealth, and a quarter have $15 or less in liquid savings. A quarter of black, non-college-educated couples w/o kids have zero or negative wealth bncy 1 Black non-college-educated couples with children 87 percent of black, non-college-educated couples with children say unexpected expenses make it hard to save some or most months. 87% of black, non-college-educ couples w/kids say unexpected expenses make saving hard some/most months bnsn 1 Black non-college-educated singles without children A quarter of black, non-college-educated singles without children have zero liquid savings, and more than a quarter have zero or negative wealth. More than a quarter of black, non-college-educated singles w/o kids have zero or negative wealth bnsy 1 Black non-college-educated singles with children More than half of black, non-college-educated singles with children have negative wealth. More than half of black, non-college-educated singles w/kids have negative wealth hccn 1 Hispanic college-educated couples without children Typical Hispanic, college-educated couples without children make 2.5 times more than their non-college-educated peers. Typical Hispanic, college-educ couples w/o kids have 2.5x higher income than those w/o degrees hccy 0 N/A N/A N/A hcsn 0 N/A N/A N/A hcsy 0 N/A N/A N/A hncn 1 Hispanic non-college-educated couples without children Typical Hispanic, non-college-educated couples without children hold less than one-fifth of the wealth of their white peers. Typical Hispanic, non-college-educ couples w/o kids hold less than 1/5 of their white peers' wealth hncy 1 Hispanic non-college-educated couples with children Half of Hispanic, non-college-educated couples with children have $500 or less in liquid savings. Half of Hispanic, non-college-educated couples w/kids have $500 or less in liquid savings hnsn 1 Hispanic non-college-educated singles without children A quarter of Hispanic, non-college-educated singles without children have negative wealth, and a quarter have $5 or less in liquid savings. 25% of Hispanic, non-college-educated singles w/o kids have $5 or less in liquid savings hnsy 0 N/A N/A N/A wccn 1 White college-educated couples without children Typical white, college-educated couples without children have nearly three times more wealth than their peers with children. Typical white, college-educated couples w/o kids have nearly 3x more wealth than their peers w/kids wccy 1 White college-educated couples with children Half of white, college-educated couples with children say unexpected expenses sometimes make it hard to save. Half of white, college-educated couples w/kids say unexpected expenses sometimes make saving hard wcsn 1 White college-educated singles without children 65 percent of white, college-educated singles without children say their household financial situations are good or excellent. 65% of white, college-educated singles w/o kids say their household finances are good/excellent wcsy 0 N/A N/A N/A wncn 1 White non-college-educated couples without children White, non-college-educated couples without children have more than five times the median wealth of their Hispanic peers. White, non-college-educated couples w/o kids have over 5x the median wealth of their Hispanic peers wncy 1 White non-college-educated couples with children A quarter of white, non-college-educated couples with children have less than $200 in liquid savings. 1 in 4 white, non-college-educated couples w/kids have under $200 in liquid savings wnsn 1 White non-college-educated singles without children Three-quarters of white, non-college-educated singles without children say their income is about the same every month. 75% of white, non-college-educated singles w/o kids say their income is about the same every month wnsy 1 White non-college-educated singles with children Typical white, non-college-educated singles with children have only $401 in liquid savings. Typical white, non-college-educated singles with kids have only $401 in liquid savings
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